Health and Dental Benefits


Health and Dental Benefits

Blue Cross Letter to Providers regarding payment upfront can be found here.


FORMS:

Application for All Plans can be found here.

Certified: Employee Authorization for Payroll Deduction to Health Savings Account can be found here.

Non-Certified: Employee Authorization for Payroll Deduction to Health Savings Account can be found here.

Waiver Form can be found here.


Teachers and Administrators

HSA rates for 2019-2020 can be found here.

Deductible for Individual Plan is $2,000 and $4,000 for Family.

Medical Plan-


Delta Dental (Plan remains the same)

Rates remain the same for 2019-2020 and can be found on the Rate sheet under each bargaining unit.


Co-Insurance Plan

Deductible for Individual is $500 and Family is $1,000. Employees who are in eligible for an HSA.

For 2019-2020 cost will appear on the Rate Sheet under each bargaining unit.

Medical Plan:


Paraprofessional and Non-Certified office employees

HSA rates for 2019-2020 can be found here.

Deductible for Individual Plan is $1500 and $3000 for Family Plan.

Medical Plan:


Custodians and Maintenance Employees

HSA rates for 2019-2020 can be found here.

Deductible for Individual Plan is $1500 and $3000 for Family Plan.

Medical Plan:


Administrator Rates can be found here.




Important Information

Prescription Delivery:

Convenient home delivery pharmacy services trusted by Blue Cross- Alliance Rx. Fill out online or mail in the application found here.

Medicare & You - Handbook 2020

Medicare Prescription Drug Notice

Dependent Health Coverage Tax Statement

NOTICEPursuant to Internal Revenue Service (IRS) laws and regulations, health and/or dental benefits that are paid by an employer for covered persons who are not the dependents of the employee or the employee is not able to claim deductions for the dependent for health and/or dental expenses as an itemized deduction per IRS Publication 502, then the fair market value of those benefits must be treated as taxable income to the employee. In simple terms, if your health and/or dental benefits cover someone who you do not claim a dependent on your tax return, you are legally obligated to declare the fair market value of the health and/or dental benefits as taxable income. For example, if your ex-spouse is receiving health and/or dental benefits from the East Greenwich School Department pursuant to a divorce decree, those benefits become a taxable event to you. East Greenwich School Department, in turn, is obligated to report that taxable income in your bi-weekly payroll check and also on your annual W-2 statement to the Internal Revenue Service. Or if you find in IRS publication 502 that you are not entitled to deduct medical expenses you paid for the dependent/non dependent as an itemized deduction on schedule A of your tax return, then you must pay payroll taxes on the fair market value of the health and/or dental for the dependent/non dependent. This taxable benefit is based on your dependent/non dependent situation for the calendar year 2019, and if applicable will be treated as taxable income to you on your first 2019 calendar year payroll check. It is important to note that you will be taxed at the fair market value of the health and/or dental plan as of 1/1/2019 for the non-dependents and the amount is subject to all state and federal income taxes and FICA and Medicare mandated withholding. The fair market values for Health, Healthmate Coast-to-Coast, Blue Solutions HSA or the Coinsurance / Dental benefits through 6/30/19 are as follows; our rates, if there is an increase, will be updated on 7/1/19 as part of the new plan year.

Pharmacy Program Changes

Blue Cross Blue Shield of RI Q&A

Preventative Care Under ACA

Learn how an HSA can help you

HSA Tools and Calculator

HSA Education Videos


If you have any questions, please feel free to call Rose Emilio at 401-398-1222 or email remilio@egsd.net .





125 Main Street

East Greenwich, RI 02818