Health and Dental Benefits


Health and Dental Benefits

If you have a question or concern regarding your HSA or Blue Cross Coverage, please fill out this form. Thank you.


To access the HSA portal, please login through your Blue Cross account and click on YOUR HSA through the GRAY TAB and not through the new portal.


HSA Plan for Certified (Teachers and Administrators)- High Deductible Health Plan

HSA rates can be found here

Deductible for Individual Plan is $2,000 and $4,000 for Family. In 2019, certified employees have the option to adjust their portion of the HSA. A new contribution form must be filled out and submitted by December 31, 2018.

Medical Plan-

BCBSRI High Deductible Health Plan and Coinsurance Plan

Application:


Delta Dental (Plan remains the same)

Dental Rates can be found here


This plan is for any employee who cannot be in an HSA.

Deductible for Individual is $500 and Family is $1,000.

CoInsurance Rates can be found here

Coinsurance PPO Plan


New plans and forms for Paraprofessional and Non-Certified office employees

HSA rates can be found here

HSA and High Deductible Health Plan for Paraprofessionals and Non-Certified Office Employees

Deductible for Individual Plan is $1500 and $3000 for Family Plan. HSA payback to the Town for 2019 will be $600 for Individual and $1200 for Family which will be divided over 26 pays.

Medical Plan:

Application:

  • Enrollment form for both plans (In section 3, ONLY select Medical for the plan. Please choose Blue Solutions. We do not receive vision and Dental remains the same)
  • Waiver Form (Fill this form out for anyone opting out or does not carry insurance through EG Schools)
  • Debit Card/Contribution Form (Fill this form out to receive an HSA debit card for you and your dependents and circle your contribution at the bottom.)
  • Extra Contribution (Fill this form out for any EXTRA contributions to your HSA. This is optional.)


New plans and forms for Custodians

HSA rates can be found here

HSA and High Deductible Health Plan

Deductible for Individual Plan is $1500 and $3000 for Family Plan. HSA payback to the Town for 2019 will be $750 for Individual and $1500 for Family which will be divided over 26 pays.

Medical Plan:

Application:

  • Enrollment form for both plans (In section 3, ONLY select Medical for the plan. Please choose Blue Solutions. We do not receive vision and Dental remains the same)
  • Waiver Form (Fill this form out for anyone opting out or does not carry insurance through EG Schools)
  • Debit Card/Contribution Form (Fill this form out to receive an HSA debit card for you and your dependents)
  • Extra Contribution (Fill this form out for any EXTRA contributions to your HSA. This is optional.)



Important Information

HSA 2019 Contributions


Dependent Health Coverage Tax Statement

NOTICEPursuant to Internal Revenue Service (IRS) laws and regulations, health and/or dental benefits that are paid by an employer for covered persons who are not the dependents of the employee or the employee is not able to claim deductions for the dependent for health and/or dental expenses as an itemized deduction per IRS Publication 502, then the fair market value of those benefits must be treated as taxable income to the employee. In simple terms, if your health and/or dental benefits cover someone who you do not claim a dependent on your tax return, you are legally obligated to declare the fair market value of the health and/or dental benefits as taxable income. For example, if your ex-spouse is receiving health and/or dental benefits from the East Greenwich School Department pursuant to a divorce decree, those benefits become a taxable event to you. East Greenwich School Department, in turn, is obligated to report that taxable income in your bi-weekly payroll check and also on your annual W-2 statement to the Internal Revenue Service. Or if you find in IRS publication 502 that you are not entitled to deduct medical expenses you paid for the dependent/non dependent as an itemized deduction on schedule A of your tax return, then you must pay payroll taxes on the fair market value of the health and/or dental for the dependent/non dependent. This taxable benefit is based on your dependent/non dependent situation for the calendar year 2019, and if applicable will be treated as taxable income to you on your first 2019 calendar year payroll check. It is important to note that you will be taxed at the fair market value of the health and/or dental plan as of 1/1/2019 for the non-dependents and the amount is subject to all state and federal income taxes and FICA and Medicare mandated withholding. The fair market values for Health, Healthmate Coast-to-Coast, Blue Solutions HSA or the Coinsurance / Dental benefits through 6/30/19 are as follows; our rates, if there is an increase, will be updated on 7/1/19 as part of the new plan year.
Healthmate Coast-to-CoastHealth plan for one non-dependent is: $8,357.88 (Single Plan)Health plan for 3 or more non-dependents is: $21,767.16 (Family Plan)Blue Solutions HSA PlanHealth plan for one non-dependent is: $6,878.52 (Single Plan)Health plan for 3 or more non-dependents is: $17,914.32 (Family Plan)Coinsurance PlanHealth plan for one non-dependent is: $8,132.16 (Single Plan)Health plan for 3 or more non-dependents is: $21,179.4 (Family Plan)



Pharmacy Program Changes

Medicare Prescription Drug Notice


BCBSRI HSA Member Overview Group Plan 2018


Blue Cross Blue Shield of RI Q&A

Preventative Care Under ACA

Learn how an HSA can help you

HSA Tools and Calculator

HSA Education Videos


Original PPO Plans-

Administrators

Application and Plan Summaries

  1. Blue Cross Blue Shield (BCBS) Application (PDF)
  2. Blue Cross Healthmate PPO (Non-Certified)
  3. Blue Cross Classic Blue (Former Retirees')


If you have any questions, please feel free to call Rose at 401-398-1222 or email remilio@egsd.net .





111 Pierce Street

East Greenwich, RI 02818